Capital Advance Solutions (“CAS”) collects certain confidential information from its customers (and potential customers) through the application process. MCS maintains and uses such customer information as set forth in this privacy policy:

• CAS is committed to protecting customer information in each of its merchant transactions.
• CAS does not sell customer information to third parties.
• CAS does not share customer information with advertisers or marketers who wish to market their products to you.
• You do not have to take any action or instruct MCS to keep your information confidential.
• CAS uses commercially reasonable efforts to safeguard customer information.
• CAS maintains the procedure and technology described in this privacy policy.

CAS’s corporate mission is to be a trusted source of service and reliability for its customers. CAS is dedicated to these principles.

HOW CAS PROTECTS AND USES CUSTOMER INFORMATION

• CAS safeguards the security and integrity of customer information.
• CAS limits access to customer files to those officers who have a business need to know and access such information.
• CAS maintains policies and procedures to secure physical access to its confidential customer information, including:
• Locking down its physical files;
• Maintaining a professionally monitored alarm system at its facilities where confidential customer information is stored;
• Shredding all discarded customer information;
• CAS requires its independent contractors and third party vendors who provide services to CAS to adhere to strict privacy standards;
• CAS uses technological means (including back up files, offsite secured storage of electronic files, firewalls, and encryption schemes) to protect against unauthorized access or alterations of confidential customer data.
• CAS collects and maintains customer information as part of the MCS application process. MCS collects information about merchant business and its owners/operators from a variety of sources, including:
• Information provided to us via the CAS application and other required forms;
• Information CAS receives from third parties that the merchant business authorizes it to contact, such as the merchant’s trade, banking, and landlord references regarding credit history; and
• Information CAS receives from third party credit and background reporting agencies whom it contacts to verify merchants’ credit history and general background information.
• CAS does not share customer confidential information with third parties.
• CAS does not provide confidential customer information to third party advertisers or marketers.
• CAS does not provide confidential customer information to credit bureaus and/or credit reporting agencies.
• CAS will promptly notify a merchant business in writing or by telephone if MCS suspects that there has been a breach of confidentiality regarding confidential customer information.

The policies and practices described in this disclosure are subject to change, and any such changes will be communicated to CAS merchants and published on the CAS website. Please contact us at 1.866.293.5365 if you have questions regarding this policy.